Professional liability insurance is an incredibly varied form of coverage, in no small part because of the wide variety of professions that need it to operate. There are a lot of common issues faced by individuals in highly skilled fields like the law, finance, and medicine, but their specific areas of exposure to liability can […]
No matter how carefully an agent may perform his or her job, real estate agents can still be subject to lawsuits. Even if those lawsuits are superficial or groundless, there will still be legal expenses to pay. Unfortunately, this is true regardless of who wins the case. Legal expenses can be hefty and can quickly […]
Directors and officers of organizations need special coverage that is often referred to as d&o policy. Learn more about what this coverage can do for you and why you should have it to protect in case of an accident or potential problem. Protection for Individuals Having D&O coverage protects the personal liability of the individuals […]
According to national statistics, the construction industry is one of the more hazardous fields for a person to work in. This makes sense, as there is a lot of heavy lifting and dangerous machinery involved with daily operations. If you own and operate your own business in this industry, then you definitely need to protect […]
Shipping operations all over the world are subject to international regulations concerning the responsibility of pollution damage occurring on open waters. In response to the devastating effects of oil pollution on the environment, an international convention adopted a standard of liability coverage requirements and responsibility for any spills of oil that occur when carried as […]
Running a supermarket provides an important service to the community. While you are focusing on providing customers with the best possible service and selection, it’s important to consider what type of insurance coverage you have. Insurance for supermarkets can protect your business in a variety of situations while accommodating for different needs. Learn more about […]
Public liability insurance for self-employed electricians is only one-way single tradesmen can protect their businesses. Run a successful business by deploying a few key strategies. These are extremely beneficial from the start through growth. Insurance The experts at Daniels Insurance recommend having the following insurance policies: general liability, workers compensation, professional liability, commercial auto, commercial […]
If you are thinking about captive insurance, here is what you need to know. Captive insurance involves a parent group that creates a licensed insurance company to provide solutions to the corporation. A rent-a-captive is when there is a third-party that forms a captive. Rent Captive Disadvantages/Advantages To form a captive is not an easy […]
If you are a business owner, you have probably heard more than one horror story about a company that was unexpectedly sued over a perceived issue between the professional and client. It doesn’t matter what type of career you have chosen when your clients rely on your expertise, you may find yourself in danger of […]