Insurance Coverage

The Fundamental Employee Benefits Your Company Needs To Know About

Offering essential employee benefit options is a great way for any company to make its positions more competitive and to attract highly talented workers. Whether your company currently offers an employee benefits plan or whether you’re looking at starting one for the first time, here are the fundamental benefits you should consider including in your package.

Medical Coverage and Related Healthcare Benefits

One of the top benefit types that many employees rank as essential is medical coverage. Providing healthcare coverage to your employees is a great way to foster loyalty and support their well being. Some healthcare benefits you may want to explore include:

  • Medical group plans
  • Employer-sponsored plans
  • Partially self-insured plans
  • Prescription drug coverage
  • Dependent healthcare coverage

Dental and Vision Coverage and Benefits

Beyond basic healthcare coverage, many employers also opt to cover dental and vision care with low or no co-pays for their employees. These additional benefits could extend to:

  • Restorative and preventative dental care
  • Dental and orthodontic surgery coverage
  • Routine vision exams
  • Prescription glasses, contact lenses or other vision products coverage
  • Dependent dental and vision coverage

If your company offers comprehensive, essential employee benefit options, you may be able to attract and retain highly qualified workers. Review these fundamental benefits as you debate which options to include in your company plan.